Mortgages: Cash Flow Programs vs. ARMS

Sense any make this doesn’t. If you don't take the incentive you pay X for your house (regardless of how much the builder "makes"). If you take the incentive you pay X-Y(incentive). What you say, is completely irrelevant to the buyer. Who cares how much the builder makes (especially in today's market). In Broadlands they have waiting lists for homes. Anyway, if you take the incentive you take cash right off the sale price of the home. If you don't take it, the builder doesn't say... "ya know Tim, we make enough money as a builder, how about we just knock the price a little lower for you." So, I ask you, what in the world is "false money?"

 

neighbor,

No need to keep arguing this point back and forth. I'm just pointing out how the builder is marketing their closing incentives and how it affects their bottom line. This will make it attractive to go with their lender. Most of the time, the builder incentive is towards closing cost and sometimes even options, right? Not the base price of the model you are choosing. As to the options, they make a very high overhead anyways. You should study the builder industry and you will find out. Like I said, if the incentives makes sense, then please by all means go with it.

 

I should stop debating with a future lawyer...