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Home Insurance Recommendation?

Discussion in 'Broadlands Community Issues' started by Rhaegar, Feb 24, 2011.

  1. Rhaegar

    Rhaegar Member

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    It's time to renew. Anyone especially happy with their home insurance? Thanks.
     
  2. wolf685cln

    wolf685cln New Member

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    We're long with State Farm. We have umbrella coverage for home/investment prop/and auto - so decent discounts. Nice having a long term 'brick and mortar' agency to work with as well. PM me if you want our agent's info.
     
  3. lilpea

    lilpea Member

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  4. jw25413

    jw25413 New Member

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    I'm with Emcompass her name is PJ Baker 703-790-5770 ext 4335 they get quotes from different places to get the best one for you
     
  5. PDILLM

    PDILLM Well-Known Member

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    Only advice is don't look at just home insurance. Many companies (mine is State Farm) gives significant discounts for multiple policies (home-car, etc.). My home policy would be $150 more if I wasn't carrying auto insurance......
     
  6. Rhaegar

    Rhaegar Member

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    Certainly a good tip, but not a great option with my current auto provider. Thanks.
     
  7. luftinarr

    luftinarr Member

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  8. PDILLM

    PDILLM Well-Known Member

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    Maybe the key word is "current"! :)
     
  9. bike4fun

    bike4fun New Member

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    Be careful about putting all coverage under one company. A lot of companies will drop coverage if you exceed a given number of claims in a certain time period. Maybe 2 claims in 3 years. This count is done across ALL of your policies. So if you make a car damage claim and then a homeowner's claim for a break-in, both within the given period, you may loose coverage for ALL of your policies. Talk to an agent (hopefully honest) about this.
     
  10. Gabriellehoo

    Gabriellehoo New Member

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    We use Liberty Mutual (PM me if you'd like local agent's name/contact info in Leesburg) and have been very happy; competitive rates, great personal service, agent came to our house to sign docs., etc.
     
  11. Shyam333

    Shyam333 New Member

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    I use Ameriprise and went through the Costco member section to get their best rate.

    Previously I had State Farm insurance solely for over 16 years but found out they are overcharging in our area. When I did a price comparison I found out that I am paying $700 more a year for using State Farm home/auto/umbrella and thus switched to Costco's insurance negotiated rate with Ameriprise. Same exact policy except $700 cheaper.

    I recommend anyone that has either State Farm/Geico/All-State to get a phone quote from Costco-Ameriprise as those rates seem to be cheaper. Had them for two months now with no problems.

    Shyam
     
  12. Mr. Linux

    Mr. Linux Senior Member & Moderator Forum Staff

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    I second Liberty Mutual. Have used them for over 15 years now and they also provide me with my car insurance. Great rates (especially if you bundle car/home) and great service.
     
  13. hal.choate

    hal.choate New Member

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    If you’re eligible, AARP insurance is quite good actually. I have their home and auto and have had one claim on each over the last 5 years, both settled well and very promptly.
     
  14. lauralynne

    lauralynne Member

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    I really like Amica. I've never had a claim, but I was very impressed with the service I received when I set the policy up and when I called later with questions. Everything seems very organized.
     

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